Unlock Competitive Rates on Your Car Insurance with Exceptional Service!
Combine Your Policies and Experience the Benefits
Some combinations make perfect sense!
We proudly offer competitive rates that cater to your insurance needs:
- Partnering with A-rated providers to present you with diverse coverage options.
- Customized coverage tailored specifically for our valued members.
- Accessible, personalized customer service from our friendly local team.
- Maximize your savings by bundling your home and auto insurance policies together.
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
Enjoy Your Journey While Saving on Auto Insurance!
Truliant Insurance is an independent agency serving the communities of North Carolina, South Carolina, Georgia, Tennessee, and Virginia. We collaborate with reputable A-rated providers to deliver competitive coverage that fits seamlessly into your budget.
Feel free to contact us at our Winston-Salem or Greenville locations—our team is right here; no remote call centers are involved! Alternatively, you can email us at [email protected] or fill out our Auto Insurance Quote Request form to embark on your journey with Truliant!
Auto Insurance Quote Request
Complete this form for a complimentary quote! Our dedicated team will review your information and contact you to discuss your options and coverage.
Discover the Perfect Insurance Coverage for Your Needs
Select from essential policies such as auto and home insurance and supplemental choices like umbrella insurance. Understanding your specific needs can help you effectively budget and save. We invite you to visit our interactive page, where you can uncover the risks associated with homes, cars, and more.
Accidents
Accidents happen to everyone. We’re here to help.
Auto Insurance Frequently Asked Questions
What is the minimum coverage required?
Car insurance policies vary, with some meeting legal minimums and others providing additional protection for damage to other vehicles in accidents. Certain policies may also cover your vehicle and specific medical expenses following an accident in no-fault areas.
How does bodily injury liability protect me in a car accident?
If you find yourself in a car accident that results in injuries to another party, bodily injury liability coverage supports you by helping to cover your financial responsibilities related to those injuries up to a specified limit.
What is uninsured/underinsured motorist coverage?
If you are involved in an accident with an uninsured or underinsured driver, this coverage acts as your safety net, compensating for bodily injuries and lost wages.
Does Truliant offer auto insurance add-ons for additional protection?
Absolutely! We provide policies that offer enhanced protection for your vehicle, including coverage for:
- Theft
- Fire Damage
- Single-Vehicle Damage
What does it mean to bundle insurance?
Bundling refers to the convenience of purchasing multiple policies from a single provider, which makes managing coverage much easier.
How much can I save by bundling insurance?
By bundling, you can enjoy multi-policy discounts that save you anywhere from 10% to 25%!
Can I bundle other types of insurance beyond home and auto?
Certainly! If homeownership isn’t in your plans, you can bundle your auto and renters’ insurance.
Let’s Get Started
Auto Insurance Quote Request
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