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Get competitive rates on the coverage you need.

  • Coverage options from A-rated providers
  • Member focused coverage
  • Personal and local customer service
  • Save even more by bundling home and auto
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Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Hit the road while saving money on your auto insurance bill!

Truliant Insurance can provide auto insurance as an independent agency. We offer our automobile insurance services to customers and members in North Carolina, South Carolina, Georgia, Tennessee, and Virginia.

As an independent auto insurance agency, our focus is entirely on serving you! Unlike other companies that simply give you an insurance quote based on their current products and plans, Truliant partners with a wide range of A-rated insurance providers and carriers to offer you the best coverage at the best rates. Our dedicated and service-focused agents will work closely with you to ensure that you get a plan that offers you all the coverage you truly need, at a price you can afford. Even better, they’ll guide you step-by-step through the process of choosing and signing up for a policy, taking the time to explain the difference between options and why one might be better suited for you.

In addition, we offer options to bundle your home and auto insurance that can save you even more. Our insurance services are available to anyone. We can provide a holistic financial experience that allows our agents to make better-informed decisions about your policy. Combine that with our local and caring customer service (you won’t be speaking to someone in a remote call center when you give us a call), and discover a one-of-a-kind option for your auto insurance coverage.

Contact us today at 833-947-2939 or [email protected] to get started, or fill out our Auto Insurance Quote Request form below. Let Truliant be your automobile insurance provider, and we’ll get you on the road with the peace of mind that comes from truly secure coverage!

Auto Insurance Quote Request

Fill out this form to get a free quote from Truliant Insurance. We’ll review your information and get in contact with you shortly to discuss your options and get you the coverage you need!

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Discover What Kinds of Insurance Coverage You Need

From must-haves like auto and home insurance to supplemental coverage like umbrella insurance, there are many policies and types of coverage to consider. Determining exactly what you need can help you to budget appropriately and even save money, it can also offer you an unprecedented sense of security. After all, if you know that the most important things in your life are covered by great insurance policies, then you don’t have to stress about unforeseen costs or wonder how you’d financially recover in the wake of unexpected hardship.

There is a lot to consider though, and Truliant is dedicated to helping you make the best and most informed policy decisions. To begin your insurance journey, please visit our interactive graphic learning page. In our unique visual learning center, you can discover some of the risks facing your home, car, and more, and explore the various insurance coverage options available through Truliant.
Don’t wait and risk another day without the security that auto insurance provides: explore our interactive graphics now and contact us for a free quote!

Learn More About Insurance Coverage


Accidents happen to everyone. We’re here to help.

Auto Insurance Frequently Asked Questions

You’ve got questions – we’ve got answers. Explore the FAQs below, and if you still have questions, don’t hesitate to reach out to a Truliant auto insurance agent. We’re here to help!

What is the minimum coverage required?

Not all car insurance is created equal. Some auto insurance policies simply meet legal requirements. This means your insurance may only cover the damage you cause to other cars in collisions. However, auto insurance in some no-fault regions may also cover your own car or truck. Additionally, the law usually states that policies must cover some medical bills that result from a car crash.

How does bodily injury liability cover you in a car accident?

If you are in an auto accident that involves injury to another person, bodily injury liability coverage helps cover your financial responsibility for any bodily injuries as a result of the accident, up to a selected limit.

What is uninsured/underinsured motorist coverage?

If an uninsured or underinsured motorist causes an auto accident, uninsured/underinsured motorist coverage from Truliant insurance may compensate you for bodily injuries and lost wages.

Does Truliant offer auto insurance add-ons?

Yes, we do! We offer auto insurance policies that go further and protect your car or truck if it is stolen, damaged or destroyed by fire, or damaged in a car accident that doesn’t involve any other vehicles.
Contact us today to discuss our many insurance coverage options and find a policy that meets all of your needs!

What does it mean to bundle insurance?

Bundling insurance means purchasing multiple insurance policies through one insurance company, which can make it easier to manage your insurance. Truliant can offer insurance bundles for many combinations of assets.

How much can I save by bundling insurance?

You may be able to get a multi-policy discount of anywhere from 10% to 25%, so bundling your home and auto insurance can help you save money on your coverage.

Can I bundle other types of insurance aside from home and auto?

Yes, you can also bundle auto insurance with renters insurance if you don’t own your home. 

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