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Get exceptional coverage with plans designed just for renters.
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Protect your property and avoid liability with renters insurance from Truliant!
As a renter, you aren’t responsible for insuring your home, but you likely still want the assurance and peace of mind that comes from protecting your belongings. After all, those items – including furniture, electronics, jewelry and valuable heirlooms – are an investment in your future. With renters insurance, you can ensure your personal property is protected as you begin building your financial future.
Truliant Insurance offers renters insurance plans and services to customers and members in North Carolina, South Carolina, Georgia, Tennessee, and Virginia. As an independent insurance agency, we partner with A-rated insurance providers and carriers to find you the best plan for renters insurance coverage that meets your needs.
Looking for standard home renters insurance that covers your valuables and possessions?
Seeking minimum renters insurance to meet your landlord’s requirements? Or maybe you’ve got a beloved pet that gets a little wild sometimes and you need renters insurance to cover you in case it causes damage to your rental? Truliant Insurance can help with all these scenarios and more.
Just as importantly, renters insurance can also provide you with liability insurance.
If someone is injured while visiting your apartment, you could be on the hook for their medical bills. Getting liability coverage as part of your greater apartment renters insurance coverage can keep you protected from heavy fees. Rental insurance can also provide you with a safety net if your apartment is damaged or becomes unlivable. Loss of use coverage will help you pay for hotels, meals and other expenses until your rental home is repaired or you find someplace new to rent.
Don’t live another day in your rental without proper coverage.
Contact us today to work with our insurance experts on finding a plan that works for your budget and life. Call us at 833-947-2939, email [email protected], or fill out the form below to get your renters insurance quotes online. After all, just because you don’t own a home doesn’t mean you don’t have plenty to protect.
Renters Insurance Quote Request
Fill out this simple form to get a free renters insurance quote from Truliant. We’ll review your information and be in touch soon to discuss your options and get you the coverage you need!
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Find out if you’ve got the coverage you need for your rented home!
Whether you’re looking to protect your investment in a new home computer system or you’re concerned about accidentally damaging your rental property, your renters insurance can cover a wide variety of needs.
To ensure you’re getting as much coverage as you need to protect your interests, investments and financial future, its important to know all the different areas that you can protect and insure with a renters policy.
To learn about all that Truliant Insurance has to offer for renters, we invite you to explore our interactive graphic learning page. Select “Renters” from the top menu, they click on the graphic to discover the risk factors facing your rented home, as well as the insurance solutions available from Truliant.
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Renters Insurance Frequently Asked Questions
Check out the FAQs below to learn more about renters insurance from Truliant. If you still have questions, don’t hesitate to reach out. We’re ready to answer all your questions and get you started on your coverage!
What does renters insurance do?
There are three parts to renters insurance. The first is coverage for your personal belongings, the second is liability coverage, and the third is loss of use coverage. All of these play an important role in protecting you as a renter since your landlord’s insurance on the property will not cover those risks specific to you.
What does renters insurance cover?
Renters insurance typically provides protection for your personal belongings. When you rent or lease, your landlord’s insurance usually only protects the building itself—not your personal belongings. Renters insurance is the only way to protect your valuables, and it’s very cost-effective, especially with the great rates offered by Truliant’s provider partners. The amount of insurance you need will depend on the value of your possessions so that they can be replaced.
What type of events does renters insurance protect against?
It’s important to know that certain events might be covered, while things like earthquakes and flooding are typically not. Some of the most commonly covered events in a renters policy include theft, fire and smoke, burst pipes, wind, vandalism, lightning and water backup. If you have other concerns, please speak to your Truliant Insurance agent. We’ll do our best to find coverage to meet your needs.
What does renters insurance not cover?
There are a few things that are not typically covered in a renters insurance policy. For example, if you park a vehicle at the rental property itself and it is stolen or damaged, your car usually won’t be covered by renters insurance. Floods or earthquakes require separate coverage that you would need to add to your policy. Also, if you have roommates who are not listed on the renters insurance policy, their personal belongings would not be covered.
How does liability coverage protect you while renting?
Liability insurance protects you from lawsuits related to property damage or if someone is injured while visiting your apartment. You may also want to consider no-fault medical coverage in the event that someone is injured so they can have their medical bills covered. One other factor to know is your limits and the amount of liability coverage you need for your specific risks. Be sure to check your renters insurance coverage details—there will usually be both an overall limit on the payout and a maximum amount for any one renters insurance claim.
Can I get coverage for additional living expenses?
Yes, if the rental property you are living in is destroyed or otherwise uninhabitable after a covered event, you may get a payment for additional living expenses. This safety net can help you recover from such a loss that you would otherwise have to pay for out-of-pocket. This may include coverage for hotel bills, temporary rentals, meals, and other expenses due to loss of use of the property you were renting or leasing.
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Renters Insurance Quote Request
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